Frequently Asked Questions About Workers’ Compensation
At Stephens Kelly Law, we have a strong knowledge of the workers’ compensation laws in Missouri. Through a series of frequently asked questions, we provide key information about workers compensation for our clients. If you have suffered an injury at work or as the result of a work-related accident, get answers from the information provided below.
What does workers compensation cover?
Injured workers whose claims are eligible for workers’ compensation benefits will have their approved medical expenses, weekly lost time benefits, and permanent disability benefits. Permanent partial disability benefits are available to employees who can work in any capacity. Permanent total disability benefits are granted to employees who cannot work at their job anymore.
What steps should I take if I am injured at work?
Your supervisor should be made aware of the incident immediately. Seek medical treatment and complete the Injury Report form.
What if I have to miss work because of my injury?
If your injury forces you to miss more than three scheduled days of work, you may be eligible for temporary total disability (TTD). The purpose of TTD is to compensate you for your lost wages. TTD benefits are based on two-thirds of your average weekly wage before your injury.
How do I know if I have a workers’ compensation claim?
If you have been injured during your employment, you may be entitled to recover compensation through workers’ compensation. Each Missouri employer with five or more employees must carry workers’ compensation insurance. Construction worker employers must carry insurance for even just one employee.
How long do I have to file a claim for workers’ compensation?
Filing a workers’ compensation claim is different than informing your employer that you suffered an injury. If you want to file a claim for workers’ compensation, you will need to do so through the Missouri Division of Workers’ Compensation. They will need to be filed within two years of the date of your injury.